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PORTABILITY: Continue coverage with no loss of benefits or increase of cost should you terminate employment after the first premium is paid.
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SHORT-TERM DISABILITY provides a weekly benefit of a minimum of $100 per week to a maximum of 60% of your weekly wage (up to $1,750 per week) for non-work related accidents or illnesses. (During the first 12 months of the policy, benefits are excluded for disabilities related to a pre-existing condition.)
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PERMANENT PART-TIME EMPLOYEES are not excluded! You only need to work an average of 24 hours per week on an annual basis to qualify for this great benefit.
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STANDARD BENEFITS INCLUDE pregnancy treated the same as illness after the 10th month on the plan and waiver of premium.
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FLEXIBLE BENEFITS OPTIONS allow you to choose the benefit that best fits your needs. Benefit options range from 13, 26, 52, or 104 weeks with elimination periods of 0, 7, 14 or 30 days for accidents and 7, 14 or 30 days for illnesses.
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GUARANTEED RENEWABLITY means your coverage can never be cancelled by the insurance company or your employer unless you stop paying premiums.
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SIMPLIFIED UNDERWRITING: This program requires no medical examination, blood profiles, or other medical requirements.
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PAYROLL DEDUCTION makes this insurance convenient.
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AFFORDABLE PREMIUMS are based on age and occupational classification and are issuable to 70 years of age.
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RESIDENCY REQUIREMENTS: All insured individuals, including riders, must reside within the United States
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