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Individual Plans

Term-to-100 with 30% Accelerated Benefit

Term-to-100 with 30% Accelerated Benefit will pay the insured 30% of the policy face amount in a lump sum upon the occurrence of one of these major health conditions: heart attack, stroke, life-threatening cancer, cardiac bypass surgery, or upon the diagnosis of any terminal condition with a life expectancy of two years or less. The base plan is Term-to-100 which offers a level death benefit and guaranteed level premium to age 100. This is a participating plan with dividends use to buy one-year term additions. These additions will be used to offset the decreasing base plan. Although not guaranteed, dividends should be sufficient to maintain a level death benefit to age 100. Available via payroll deduction.

Term-to-Age 100

Term-to-100 offers a level death benefit and guaranteed level premium to age 100. This is a participating plan with dividends used to buy one-year term additions. These additions will be used to offset the decreasing base plan. Although not guaranteed, dividends should be sufficient to maintain a level death benefit to age 100. Term-to-100 offers the advantages of permanent insurance with the low premiums of term insurance. Available via payroll deduction.

 

 

 

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